Settle Your Debt
for 40-60% Less
Than You Owe
Stop Struggling with Minimum Payments.
Get Real Relief in 24-48 Months.
Does This Sound Familiar?
💳 Drowning in Credit Card Debt
Making minimum payments but the balances never seem to go down. Interest charges are eating you alive.
📞 Constant Creditor Harassment
Phone calls, letters, and threats from debt collectors disrupting your peace and family life.
😰 Losing Sleep Over Money
The stress of overwhelming debt is affecting your health, relationships, and quality of life.
🔄 Tried Everything But Nothing Works
Debt consolidation loans you don't qualify for, credit counseling that barely helps, or bankruptcy fears.
⏰ Running Out of Time
Creditors are threatening legal action and you need a solution that works fast.
💸 Can't Afford High Monthly Payments
Your current debt payments are impossible to maintain with your income and expenses.
The Life-Changing Benefits You'll Experience
Massive Debt Reduction
Our expert negotiators leverage proven strategies to reduce your total debt by 40-60%, giving you the financial breathing room to focus on building your future instead of drowning in payments.
Peace of Mind
No more sleepless nights or constant worry. Our dedicated team handles all creditor communications and negotiations, so you can stop answering those stressful calls and get your life back.
Fast Path to Freedom
While other approaches can take 5+ years, our debt settlement program typically gets you debt-free in 24-48 months, so you can start rebuilding your financial future sooner.
How We Help You Become Debt-Free
Debt Settlement
We negotiate directly with creditors to reduce your debt by up to 60%, often settling for pennies on the dollar.
– Debts settled for less than you owe.
– No loan needed
– Absolutely, No Up-Front Fees
Debt Consolidation Referrals
If you qualify for a consolidation loan, we’ll connect you with our trusted lending partners for competitive rates.
– Simplify your finances
– Lower interest rates
– Stay current on payments
We'll Create an Affordable Plan That Fits Your Budget.
Ready to Cut Your Debt in Half?
Free Debt Analysis
We review your debts, income, and goals to create a custom plan. No pressure, no judgment—just honest answers about your options and potential savings.
We Do All The Work
You make one affordable monthly deposit while our expert negotiators work directly with your creditors to settle your debts for the lowest possible amounts.
Enjoy Your Freedom
Celebrate being debt-free and use the money you're saving to build the life you've always wanted—without the crushing weight of overwhelming debt.
Talk to a Specialist
Debts We Can Help With
From credit cards to collections, we help settle a wide range of unsecured debts — often for 40–60% less than what you owe. Want to see your potential savings? Fill out the short form to get your free estimate today.
Credit Card Debt
Unsecured Debt
Medical Debt
Debt relief is a process that helps reduce or eliminate what you owe by negotiating with creditors. It can lower your balances, monthly payments, or interest — giving you a faster path to financial freedom.
We review your situation, create a custom plan, and negotiate directly with your creditors to reduce what you owe. You’ll make one affordable monthly deposit while we work to settle your debts — with no upfront fees.
We help reduce unsecured debts like credit cards, personal loans, medical bills, and collections. If it doesn’t require collateral, there’s a good chance we can help settle it — for far less than you owe.
NewPath Relief charges a fee only after we’ve settled your debt — typically 15–25% of the enrolled amount. And here’s our promise: if we don’t save you more than our fee, you don’t pay us. Most clients still save significantly, often reducing their total debt by 40–60%.
You don’t pay us anything until we’ve negotiated a settlement and you’ve approved the terms in writing. Only after you’ve seen real results do we collect our fee—which is always built into your monthly program deposit, with no surprise charges or upfront costs.
Credit counseling helps you repay your full debt with lower interest—but it can take 5+ years and often costs more overall.
Debt settlement, like NewPath Relief, negotiates to reduce what you owe—often by 40–60%—and helps you finish faster and for less.
Bankruptcy is a legal option that may wipe out debt, but it stays on your credit report for up to 10 years and may require giving up assets.
Debt settlement is the middle ground: faster than counseling, less damaging than bankruptcy, and far more affordable.
NewPath Relief specializes in debt settlement for faster, deeper savings — but if you’re eligible and prefer a loan, we can connect you with competitive lenders. While most clients don’t qualify due to credit concerns, we’ll help you explore the option that fits your needs best.
How Much Can I Save?
Still Have Questions?
Call - We’re Here to Help
Whether you’re curious or committed, we’re here to listen, guide, and give you honest answers without judgment.
Call us now or fill out the form to get clarity and start your path to freedom today.
The Life-Changing Benefits You'll Experience
Massive Debt Reduction
Our expert negotiators leverage proven strategies to reduce your total debt by 40-60%, giving you the financial breathing room to focus on building your future instead of drowning in payments.
Peace of Mind
No more sleepless nights or constant worry. Our dedicated team handles all creditor communications and negotiations, so you can stop answering those stressful calls and get your life back.
Fast Path to Freedom
While other approaches can take 5+ years, our debt settlement program typically gets you debt-free in 24-48 months, so you can start rebuilding your financial future sooner.